How to Find the Finances to Study in America

July 20, 2017

Finding a way to finance your studies in America is one of the most pivotal factors in determining whether to study in America or not. There are various ways you can find the finances to study in America.

International Student Loans


Unlike American students (who are eligible to receive Federal student loans), international students are ineligible to receive federal loans. However, international students are able to receive international student loans, which are specialized private education loans available to international students studying in the U.S.


International Student Loans are now a very realistic way to finance your education in the U.S. Loans are very flexible, and can offer loan amounts high enough to pay for your entire education, but with extended repayment terms and reasonable interest rates, so you can afford the repayment after you graduate.


The one contingency to receive these loans as an international student is that you need a U.S. co-signer in order to apply. A co-signer is legally obligated to repay the loan if the borrower, you, fails to pay. The co-signer must be a permanent U.S. resident with a good credit and has lived in the U.S. for the past two years. The co-signer is often a close friend or relative of yours who can assist you in getting credit, since most international students cannot receive credit on their own.




Getting a scholarship is one of the best ways to finance yourself in the United States. For international students hoping to study in the U.S., scholarships can be an invaluable way of financing your education. Whether you are an incoming first year student, a student going on to graduate school, or simply a student returning to college for a new year, there is financial scholarships out there for you.


There are many resources available to students to search for scholarships, and there are also many services that charge students for either access to their scholarship database or to conduct a scholarship search on a student’s behalf. If you have the time and available resources, most of the scholarship searches can be found online for free. Take your time, do your homework, and you will be able to find all the information you need.

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